Do You Want to Retire
Well-Off & Live Comfortably?

IF SO, YOU MUST MANAGE YOUR DEBT, TAXES AND CASH FLOW

 

Discover the secrets of the Ultra Wealthy 

Do You Want to Retire
Well-Off & Live Comfortably?

IF SO, YOU MUST MANAGE YOUR DEBT, TAXES, AND CASH FLOW

 

Discover the strategies of the Ultra Wealthy

Today, simultaneously,

  • credit card debt
  • student loan debt
  • mortgage debt

are at all-time historical highs.

At exactly the same time, our government has a debt problem of its own that many believe will result in significant future tax rate increases.

 

Our mission is to help people like you in South East Michigan who want to rid themselves of debt in a manner that seeks the lowest effective interest cost, limit lifetime effective tax cost, and increase cash flow in their day to day lives.

We will help create a system of capital that you own and control so that you can stop chasing rates of return, and so future debt is never needed.

So Then, What is Debt Free 4 Life™?

Debt Free 4 Life™

Debt Free 4 Life™ is a mathematical method using a non-traditional debt snowball approach. Snowballing is a popular method for paying off your lowest balance loan first and then “snowballing” that payment from your paid off loan into your next debt and continuing this pattern until all of your debts are paid in full.

Debt Free 4 Life™ uses a similar approach but adds the important component of constantly compounding interest to your plan which is critical to remaining Debt Free 4 Life™ and building future net worth.

As debts are eliminated, your net worth naturally increases, as the financial burden of debt is reduced taxable scenarios present themselves as you accumulate capital. This accumulated capital will serve as future retirement assets to help you through your retirement years and as a source of funds for future major purchases.

Tax Smart 4 Life™

The Tax Smart 4 Life™ approach helps you lower your lifetime effective tax cost through tax awareness. A tax aware approach adds a layer of diversification often missed in traditional financial planning.

Debt Free 4 Life™

Debt Free 4 Life™ is a mathematical method using a non-traditional debt snowball approach. Snowballing is a popular method for paying off your lowest balance loan first and then “snowballing” that payment from your paid off loan into your next debt and continuing this pattern until all of your debts are paid in full.

Debt Free 4 Life™ uses a similar approach but adds the important component of constantly compounding interest to your plan which is critical to remaining Debt Free 4 Life™ and building future net worth.

As debts are eliminated, your net worth naturally increases, as the financial burden of debt is reduced taxable scenarios present themselves as you accumulate capital. This accumulated capital will serve as future retirement assets to help you through your retirement years and as a source of funds for future major purchases.

Tax Smart 4 Life™

The Tax Smart 4 Life™ approach helps you lower your lifetime effective tax cost through tax awareness. A tax aware approach adds a layer of diversification often missed in traditional financial planning.

Get Rid of Your Debt
AND stay debt free 4 life™

What you’ll learn…

  • How a 4% fixed rate 30-year mortgage can initially cost you over 69% interest.

  • How your bills may be costing you over 30% interest cost on next month’s payments.

  • How a “snowball” approach to eliminating debts, done in a unique way, can help you become Debt Free 4 Life™!

debt calculator

BE MORE TAX AWARE
AND BE TAX SMART 4 life™

What you’ll learn…

  • How 401k plans shift responsibility onto you, the employee, and the tax costs from your 401k you’ll need to cover in your retirement.

  • The impact of taxation on your retirement and the income you can safely withdraw from your retirement accounts.

  • What SMART, the Strategic Movement Around Retirement Taxation®, may contribute to your retirement.

tax calculator

Got Questions?
Get in Touch.

Investment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) an SEC Registered Investment Advisor. Advanced Capital Group, DBA Partners for Prosperity and Gina C Wells Financial Services, are not affiliated with RWA. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Advanced Capital Group, LLC, and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.

Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors, Inc

Million Dollar Round Table (“MDRT”) is a membership organization. Qualifying criteria for membership includes attaining specified levels of commissions earned, premiums paid or income earned on the sale of insurance and other financial products. MDRT membership requirements include the payment of annual dues, compliance with ethical standards, and maintaining good standing with an MDRT-approved professional association. The MDRT logo and/or trademarks are property of their respective owners and no endorsement of Gina Wells or Advanced Capital Group is stated or implied. MDRT and Retirement Wealth Advisors, Inc. (RWA) are not affiliated.

For the detailed requirements of MDRT, please visit: https://www.mdrt.org/membership/requirements/

© 2020. Smart Advisor Network. All rights reserved.